Avoid Foreclosure in Riverside, CA | American House Offer
Stop Foreclosure and Take Back Control
Facing foreclosure in Riverside can be overwhelming—but you’re not alone. At American House Offer, we provide honest, people-first solutions to help you avoid foreclosure and protect your future. Whether you’re behind on payments, dealing with job loss, divorce, or medical bills, we’re here to help you explore your options quickly and confidentially.
Understanding Foreclosure in California
California is a non-judicial foreclosure state. That means your lender does not need to go to court to foreclose on your home. Once you’ve missed a few payments, they can issue a Notice of Default (NOD) and start the foreclosure process. But here's the good news: you still have time to take action and stop the process before it’s too late.
Your Options to Avoid Foreclosure in Riverside
1. Sell Your House Fast for Cash
If you need to move fast, a cash sale is one of the easiest and most stress-free ways to stop foreclosure. American House Offer buys homes in Riverside as-is. No repairs, no fees, no commissions. You choose your closing date, and we handle the rest.
2. Loan Modification or Forbearance
Talk to your lender about modifying the terms of your loan or applying for a temporary forbearance. This may help you reduce or pause payments until you can catch up.
3. Rent Out Your Property
If you have a spare room or ADU, renting out part of your home could help you cover your mortgage and avoid foreclosure.
4. Short Sale Assistance
If your home is worth less than you owe, a short sale may be an option. We can help you negotiate with your lender and avoid having a foreclosure on your record.
5. Deed in Lieu of Foreclosure
In some cases, you can voluntarily transfer ownership of your property to the lender and walk away without foreclosure. While this still impacts your credit, it’s often better than a full foreclosure.
6. Work with Local Real Estate Experts
Our Riverside-based team understands the local housing market, the foreclosure timeline, and how to navigate tough situations. We’ll work with you to find the best possible outcome.
What Happens If You Don’t Act?
Once the foreclosure process begins, the clock is ticking. If you don’t take action, your home could be auctioned off in as little as 90 days from the Notice of Default. You’ll lose your home—and possibly still owe money if the sale doesn’t cover your full loan balance.
Don’t wait for that to happen. You still have options.
Call Us Before It’s Too Late
Don’t let the bank take your home. Contact American House Offer today to discuss your options and request a fair cash offer. Call 336-283-8537 or visit our Contact page to get started now.
American Home Offer
Address
1108 Barston Way Highpoint, NC 27260
Phone
336-283-8537
Get Your Cash Offer
Enter your information below to receive a no-obligation cash offer for your house.
